Bill Gates’ digital master plan: Financial inclusion as a Trojan horse

Bill Gates publicly presents himself as a philanthropist who wants to give the poor access to financial services. But anyone who reads his transcript closely realizes: It’s not about helping – it’s about control.

A digital future without alternatives

Gates argues that traditional banking is too expensive. Bank branches, paperwork, human judgment – all superfluous. Instead, a mandatory digital infrastructure should be created. He praises Kenya and India as role models. But he himself admits: other countries will not be able to develop their own technology. In other words: sovereignty is an aspect of the past.

The Gates Foundation as a global systems architect

The Gates Foundation wants to provide the “universal infrastructure”:

• Moja Loop – a global financial switchboard through which all transactions pass.
• MoSiP – a digital identity that Gates describes as “extremely valuable” for finance, health, elections and education.

This ID thus covers the most sensitive areas of life – a perfect instrument for seamless citizen control.

The smartphone as a digital leash

The private sector is being brought in to build apps at this controlled level. The smartphone becomes the leash of the poor – a “cost-effective” surveillance tool. No more “expensive human intervention” is needed: behaviour and finances can be controlled automatically. Creditworthiness, insurance, consumption – everything is managed by algorithm.

Developing countries as test laboratories

Gates openly admits that developing countries are easier to control: they lack “legacy systems,” established safeguards. There, a digital panopticon can be built before democratic processes in the West can offer resistance. “Global inclusion” is merely the gateway.

Agenda 2030 and digital identity

Anyone watching closely will recognize the common thread: Gates is one of the key drivers of Agenda 2030, digital IDs, and the idea of a single global infrastructure. Financial inclusion is merely the Trojan horse – behind it lies the plan to lure all people into a unified control system that extends beyond health, education, and elections.

Conclusion: Freedom or control?

Bill Gates presents his blueprint as progress. In reality, it means the abolition of freedom of choice.

• No national sovereignty in technological matters.
• A global ID as the key to all areas of life.
• A digital financial system controlled not by humans, but by algorithms and foundations.

The crucial question is: Is it about helping – or about domination? Gates’ vision sounds less like inclusion and more like a global social and financial technocratic system.

yogaesoteric
October 30, 2025